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If you have the disease and drink in moderation

So, another lesson learnt would be not to plan your finances on short term events. Instead, one should have long term financial goals and work towards them through market cycles.were very hard financial planning lessons learnt in 2016 not only in India but throughout the world, Sanjeev Govila, CEO, Hum Fauji Initiative, who specialises in planning finances for defence personnel, told.S Sridharan, Business Head, Financial Planning, Wealthladder Investment, agrees. Was an eventful year, including demonetisation in India, Brexit and the election of a new US President.

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